Medical

 

MEDICAL ASSISTANCE – Local and Overseas

Whereby medical treatment is required locally or overseas due to an urgent medical condition and has produced satisfactory evidence of the same.

Who can be assisted? Member who has a General Account entitlement for:
1. Member
2. Member’s Spouse
3. Member’s Parents
4. Member’s Siblings
5. Member’s Children

What is the maximum amount and what does it cover?
1. The amount applied must be within the member’s General Account entitlement.
2. Assistance may also be extended for incidental expenses for overseas medical treatment to a maximum of $10,000 for those
not covered under any Insurance scheme and $5,000 to those covered by Insurance Scheme, per patient per calendar year.
3. For review cases, the Fund may assist upon receipt of recommendation from overseas consultant.

FNPF will NOT assist for the following:
1. For payment of consultation or observation fees whereby member/patient is admitted for less than 24 hours.

Documents to be submitted with an application (Local Treatment)
1. The member must apply by filing a completed prescribed application form.
2. Evidence of relationship of the patient to the member e.g Birth Certificate, Marriage Certificate.
3. Recent detailed medical report from a registered local doctor.
4. Breakdown of treatment cost from medical institution where the patient will undergo treatment.
5. Where the member’s General Account entitlement is less than 50% of the cost of the full treatment, the member must submit receipts of payment made to medical institute or show evidence of funding the balance.

Documents to be submitted with an application (Overseas Treatment)
1. The member must apply by filing a completed prescribed application form.
2. Evidence of relationship of the patient to the member e.g Birth Certificate, Marriage Certificate.
3. Referral from patient’s local doctor for overseas treatment
4. Confirmation letter from the overseas hospital on patient’s treatment, date of admission, length of stay and breakdown of
cost of treatment.
5. Where the member’s General Account entitlement is less than 50% of the cost of the full treatment, the member must submit receipts of payment made to medical institute or show evidence of funding the balance.
6. A letter from the insurance company where the patient has a medical insurance cover confirming and detailing medical coverage
7. Certified copies of the patient’s passport pages showing details of the passport holder and the validity of the passport.
8. Letter from employer confirming leave granted if patient is currently employed.
9. Visa to cover period of medical treatment is to be produced before payment is released
(Approval will be granted, however, payment will be subject to a copy of the visa submitted to the Fund).
10. Evidence from member’s bank confirming that the member has a valid bank account and is not more than one month old.
11. Evidence from the overseas hospital providing details for payment by telegraphic transfer, postal address or bank drafts.
12. If review is required , breakdown of incidental expenses during review period is needed.

Method of Payment (Local Treatment)
1. Payment is made directly to the medical institute/insurance companies depending on the urgency of funds to be paid before the treatment and arrangements between the member and the medical institute.

Method of Payment (Overseas Treatment)
1. Payment will be made by bank draft or telegraphic transfer and the related bank fees will be deducted from the funds withdrawn by the member.

Other important notes
1. Any unutilized FNPF funds must be refunded to FNPF and will be credited back to member’s account.

2. Applicable processing fee is $10.  Please note that you will need to pay the processing fee within 14 days from registration of your application, otherwise it will be automatically cancelled.

Processing time
1. 3 working days from the date of submission by the member.

IMPORTANT TO REMEMBER

1. Any unutilized FNPF funds will be refunded to FNPF and will be credited to member’s accounts.
2. Members are not entitled for any early withdrawal if they have not accounted for any withdrawal taken under Housing
transfer. They will have to pay the unaccounted transfer amount, however, this will not apply to members previously assisted
under the Village Housing Scheme prior to 1st January 2011.
3. All documents submitted to the Fund should be originals or if it is a copy to be stamped and signed by a Justice of the Peace (JP), Commissioner of Oaths or an authorized FNPF officer as being a true likeness of the original document.