Housing Assistance

The Housing Assistance Scheme was established in 1976 to enable members to utilize a portion of their FNPF retirement savings to purchase a residential property for their occupation as an investment for their future.

The current housing scheme provides assistance to members in two categories and for the following:

Urban Housing (Direct or Partially Financed by Lender)

  1. Purchasing a property (partially financed lender or directly through FNPF)
  2. Purchase land directly from Lands Department & or TLTB
  3. Building a house (Partially financed by lender)
  4. Building a House (fully funded by FNPF)
  5. Extending a house or Renovate a House (directly through FNPF)
  6. Electrification or Installation of Solar System
  7. Quick Repairs
  8. Water Tank
  9. Payment of fee to Fiji Public Trustees Corporation Limited to acquire a property under Estate
  10. Surveying Fees (Purchase Land from TLTB or Lands Department and for payment of Surveying fees
  11. Payment of Surveying Fee Only
  12. Reduce/Pay-Off Home Loan

Village/Mataqali/Community Trust

  1. Building a house
  2. Extending a house or Renovate a House
  3. Quick Repairs
  4. Electrification or Installation of Solar System (amended)
  5. Water Tank

Who can apply for assistance?

  • Members may apply for housing assistance if they have sufficient funds in their General entitlement.
  • Member may access their Preserved entitlement if it is a first housing transfer to build a house.
  • Member who has previously withdrawn an amount less than $5,000 for housing assistance prior to 1 November 2014, may access their preserved entitlement for first housing transfer to build a house.
  • Member who has previously withdrawn an amount less than $5,000 for housing assistance prior to 1 November 2014 and mis-used their funds will be required to repay their unaccounted transferred amount first BEFORE you can access their Preserved entitlement

NOTE: Any Early Withdrawal reduces any future Early Withdrawal Entitlement and reduces your retirement funds for pension or lump sum upon reaching the qualifying age of 55 years or upon full withdrawal. For 1st housing transfers of 51% note that your General Account will be zero until after the Preserved Account is replenished with the transferred amount or after 5 years.